Does mortgage lingo leave you feeling lost and overwhelmed? Have you considered downsizing or buying a second home in retirement? Are you thinking about adding investment property to your overall investment strategy?
If you answered yes to any of these questions then you owe it to yourself to join us as we hear from Stephanie Klym, our resident expert in mortgage. You will walk away with a better understanding of key terminology used in the lending process, tips on avoiding pitfalls that make qualifying for a mortgage in your retirement nearly impossible and finally information that you will want to know if you are considering adding investment property to your portfolio.
NMLS ID#: 571330
Stephanie is an upstate NY native. She enjoys all this area has to offer and is proud to call NY home. Stephanie joined Tompkins Trust Company's Residential Mortgage team in 2008. She believes her previous years spent in mortgage servicing and processing were an ideal foundation for her work as a mortgage originator. Her attention to detail and unwavering commitment to customer service makes her an excellent choice to assist you with your home financing needs. Her knowledge of the mortgage process keeps you informed every step of the way. Whether purchasing a new home, refinancing, or building a dream home, let Stephanie's experience and expertise work for you.
Susan Redsicker is vice president and director of financial planning for Tompkins. She is responsible for leading financial planning across the entire organization, development of business succession planning, and client experience standards. Susan has 13 years of financial services experiences, most recently as a commercial lender with our affiliate, Tompkins Trust Company. Susan is actively involved in her local community as a member of Learning Web’s Board of Directors. She lends her financial services knowledge to adult professionals as a finance and accounting tutor, and also volunteers her time with elementary aged students as a math tutor. Susan’s accomplishments and expertise have been recognized by several international groups, earning her membership to Beta Gamma Sigma, Sigma Beta Delta, and Golden Key honor societies. Susan resides in Lansing with her husband and three children.
Investments and insurance products are not insured by the FDIC, not deposits of, obligations of, or guaranteed by the bank or its affiliates, and are subject to investment risk including possible loss of principal.